​Local Retirement Solutions with Built-In Tax Advantages
For Business Owners with 5–250 Employees
Offer a Smarter Retirement Benefit — and Write It Off
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Indexed strategies tied to the S&P 500 that give you:
Tax-free retirement growth
Payroll deduction benefits
Potential business tax deductions
Local. Independent. No obligation.
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Retirement Planning That Works as Hard as You Do
Smart, tax-advantaged solutions for Florida’s small business owners & their teams.
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Provide retirement benefits — without the headache or the cost.
We help local business owners offer modern, high-growth retirement plans using indexed strategies tied to the S&P 500 — no 401(k) setup or admin fees required. No pressure. Just personalized numbers for your business.
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🔵 SECTION 2: “Why Small Businesses Are Choosing This Retirement Strategy”
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Finally, a Retirement Plan Designed for Small Business Realities
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💼 No Employer Contribution Required
Business owners can offer a benefit without matching funds or compliance hassles. -
📈 S&P 500-Linked Growth
Employees and owners can build wealth safely with indexed strategies — no direct market exposure. -
🚫 No Plan Administration or ERISA Filing
Avoid red tape. No fiduciary risk. Just smart, individual policies handled outside of your books.
🟠SECTION 3: “How It Works”
Simple. Flexible. Powerful.
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Meet with Us:
We’ll assess your business goals and show you how Indexed Universal Life can work with your team, even if you don’t contribute a dime. -
Enroll Employees (Optional):
They choose to participate through voluntary payroll deduction — like a modern Roth alternative with more control. -
Watch Retirement Grow:
Cash value builds tax-free with floor protection and upside potential tied to the S&P 500.
🟣 SECTION 4: “What’s in It for You (The Owner)?”
Use This Strategy to Protect & Grow What You’ve Built
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2-column split (left text, right image of local business owner smiling):
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✅ Build Your Own Tax-Free Retirement Bucket
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✅ Protect Key People (Key Person Insurance)
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✅ Offer a Real Benefit Without Real Costs
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✅ Use the Strategy to Recruit & Retain Talent
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✅ Stay Local — We’re Based Right Here in Central Florida
🔴 SECTION 5: “Better Than a 401(k)?”
In Many Cases, Yes.
Traditional 401(k) Indexed Universal Life Strategy
Admin/Fiduciary Risk✅ Yes 🚫 None
Tax-Free Growth & Access🚫 No ✅ Yes
Market Risk✅ Yes 🚫 Protected Floor
Employer Match Required✅ Often 🚫 Not Needed
Setup/Maintenance Cost✅ High 🚫 Low to Zero
This isn’t a replacement — it’s an alternative path to retirement wealth that works for more businesses.
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🟡 CALL TO ACTION (Final section)
Let’s Build You a Custom Retirement Plan — Today
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Whether you want to take care of yourself, your team, or both — we’ll show you how Indexed Universal Life can give you flexibility, tax-free growth, and peace of mind.
🟩 Book My Free Retirement Strategy Call
No obligation. Just a straight conversation about real options that fit your business