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MEDICARE SUPPLEMENT PLANS are designed for seniors turning 65, and taking Parts A & B of Medicare. YOU HAVE OPTIONS! Please call for a no cost consultation. We play the role of a Senior Advocate able to answer questions you and help navigate the "maze" that is Medicare. Whether you are turning 65, new to medicare, or simply looking for quotes and comparisons, we can save you money. Most folks don't realize that they can move from Carrier to Carrier anytime throughout the year. The annual enrollment period does not apply.
MEDICARE ADVANTAGE PLANS & PRESCRIPTION DRUG PLANS. Most Advantage Plans on the other hand, do have enrollment periods. There are a number of advantage plans and prescription drug plans to choose from based on your state and zip code. We can discuss options and with your permission, help you choose the right fit for your needs.
WHOLE LIFE INSURANCE or FINAL EXPENSE is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. We have several options to fit your needs. We have Plans that offer an immediate benefit payout from day 1 of the policy's effective date. NO WAITING PERIODS! These policies have cash values, built in accelerated death benefits and Accidental Death Benefits that pay double the benefit if the insured dies in an accident.
DENTAL, VISION & HEARING We offer a plan with real dental coverage from day 1. Most of the plans available today are savings plans at best and you never get out even close what you put in. Please call for details.
TERM LIFE INSURANCE provides life insurance protection for a specified period of time. Term products can be used to protect a bread winners loved ones and can be used as Mortgage protection etc. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
LONG TERM CARE, HOSPITAL INDEMNITY PLANS, HOME HEALTH CARE, CANCER & CRITICAL ILLNESS (LUMP SUM & TREATMENT), Group/Worksite Insurance, Disability Insurance, Individual & Family Private on/off Exchange Insurance Plans for under65.